rbanDox simplifies Provident Fund formalities—whether you're activating your UAN, updating KYC, or withdrawing your funds—quickly, securely, and with expert guidance.
- UAN generation and activation
- EPFO KYC update (Aadhaar, PAN, bank details)
- Error correction (name mismatch, DOB, etc.)
- Forgot UAN or password recovery
- Online PF withdrawal (full, partial, advance)
- Track withdrawal claim status
- Grievance filing for rejected claims
- Expert support for EPFO portal navigation
Why Trust Us
Why Trust Us
Understanding PF, UAN, and Why They're Important
The Provident Fund is a social security scheme managed by the EPFO under the Ministry of Labour and Employment, Government of India. Every salaried employee and employer contribute monthly to the EPF account, which serves as a long-term retirement benefit.
The Universal Account Number (UAN) is a 12-digit unique number assigned to every employee contributing to the PF. It acts as a central identity for accessing your PF details, irrespective of job changes. Activating your UAN and updating your KYC (Know Your Customer) are crucial for easy withdrawals, portability, and claim settlement.
Without an active UAN and verified KYC, your PF benefits may remain inaccessible. UrbanDox bridges this gap by guiding you through EPFO’s digital interface, saving you from delays or repeated rejections.
Why PF KYC, UAN, and Withdrawal Services Matter
Errors or delays in PF-related formalities can lead to claim rejections, account freezing, and missed benefits. With frequent job changes and digitization of employee records, updating your UAN profile becomes crucial.
UrbanDox ensures that your account is always up-to-date with correct KYC documents—bank details, Aadhaar, PAN—and helps retrieve inactive or forgotten UANs. For withdrawals, we assist in filing the correct claim form—be it full withdrawal post-resignation, advance for medical or housing needs, or partial withdrawals.
Benefits of availing our PF services:
-
Avoids claim rejection due to KYC mismatch
-
Enables easy PF transfer between companies
-
Ensures faster fund withdrawal for emergencies
-
Provides access to e-passbook and account tracking
-
Unlocks employer services like pension verification
-
Ideal for employees, retirees, and job switchers
Eligibility for PF KYC, UAN Activation, and Withdrawal
Who can avail these services?
Any EPFO-registered employee or ex-employee can apply for UAN-related services, update their KYC, or file for withdrawal. UrbanDox supports individuals across sectors, including government, private, and contractual workers.
Eligibility for PF Services:
-
Must be registered with EPFO (i.e., a PF number allotted)
-
UAN should be available or retrievable using Aadhaar
-
Bank account and Aadhaar must be active and linked
-
For withdrawal: minimum 2 months of unemployment (in most cases)
-
Partial withdrawal permitted for home loans, illness, education, marriage, etc.
-
Minimum balance conditions apply for advances
Documents Required for PF Services
A successful KYC update or withdrawal application depends on accurate documentation and cross-verification across EPFO, Aadhaar, and bank records. UrbanDox ensures all your documents are in order before initiating the process.
For UAN Activation / KYC Update:
-
Aadhaar card
-
PAN card
-
Bank passbook / cancelled cheque
-
Mobile number linked with Aadhaar
-
Employment ID / PF number (if known)
For PF Withdrawal (Form 19, 10C, 31):
-
Aadhaar card
-
PAN card (mandatory if withdrawal > ₹50,000)
-
Cancelled cheque (with your name)
-
UAN and registered mobile number
-
Form 15G (if applicable, for tax exemption)
-
Employment exit date updated by employer
We help ensure your documents are not only complete but compliant with EPFO digital portal norms.
Process for PF Services
From recovering a forgotten UAN to claiming your PF corpus, UrbanDox supports you throughout every stage.
For UAN Activation and KYC Update:
-
Account Discovery:
Retrieve UAN using Aadhaar, PAN, or PF number. -
UAN Activation:
Activate UAN on the EPFO portal with OTP-based Aadhaar verification. -
KYC Upload:
Submit Aadhaar, PAN, and bank details for verification. -
KYC Approval:
We coordinate with the employer for digital KYC approval in your EPFO portal.
For PF Withdrawal:
-
Eligibility Check:
We verify your reason for withdrawal (retirement, resignation, emergency). -
Claim Form Selection:
Identify and fill the correct EPFO form (Form 19, 10C, or 31). -
Aadhaar e-KYC & Bank Mapping:
Validate your credentials for a smooth online process. -
Claim Submission:
Submit claim via EPFO Member e-Sewa Portal. -
Track & Support:
Track your claim status and resolve any grievances through the EPFO helpdesk.
Important Things to Remember
-
UAN remains the same throughout your employment
-
KYC mismatch is the top reason for claim rejection
-
Exit date must be updated by your employer before withdrawal
-
PAN is mandatory for claims exceeding ₹50,000
-
Aadhaar must be linked with UAN for e-KYC
-
Claim forms must match withdrawal type (Form 19 for full, Form 10C for pension)
-
Incorrect bank details can cause fund return or delay
-
Track claims using the EPFO Claim Status portal
-
UrbanDox also helps file grievances in case of rejection
Talk to Our Team Our Experts Are Ready
Understanding PF, UAN, and Why They're Important
The Provident Fund is a social security scheme managed by the EPFO under the Ministry of Labour and Employment, Government of India. Every salaried employee and employer contribute monthly to the EPF account, which serves as a long-term retirement benefit.
The Universal Account Number (UAN) is a 12-digit unique number assigned to every employee contributing to the PF. It acts as a central identity for accessing your PF details, irrespective of job changes. Activating your UAN and updating your KYC (Know Your Customer) are crucial for easy withdrawals, portability, and claim settlement.
Without an active UAN and verified KYC, your PF benefits may remain inaccessible. UrbanDox bridges this gap by guiding you through EPFO’s digital interface, saving you from delays or repeated rejections.
Why PF KYC, UAN, and Withdrawal Services Matter
Errors or delays in PF-related formalities can lead to claim rejections, account freezing, and missed benefits. With frequent job changes and digitization of employee records, updating your UAN profile becomes crucial.
UrbanDox ensures that your account is always up-to-date with correct KYC documents—bank details, Aadhaar, PAN—and helps retrieve inactive or forgotten UANs. For withdrawals, we assist in filing the correct claim form—be it full withdrawal post-resignation, advance for medical or housing needs, or partial withdrawals.
Benefits of availing our PF services:
-
Avoids claim rejection due to KYC mismatch
-
Enables easy PF transfer between companies
-
Ensures faster fund withdrawal for emergencies
-
Provides access to e-passbook and account tracking
-
Unlocks employer services like pension verification
-
Ideal for employees, retirees, and job switchers
Eligibility for PF KYC, UAN Activation, and Withdrawal
Who can avail these services?
Any EPFO-registered employee or ex-employee can apply for UAN-related services, update their KYC, or file for withdrawal. UrbanDox supports individuals across sectors, including government, private, and contractual workers.
Eligibility for PF Services:
-
Must be registered with EPFO (i.e., a PF number allotted)
-
UAN should be available or retrievable using Aadhaar
-
Bank account and Aadhaar must be active and linked
-
For withdrawal: minimum 2 months of unemployment (in most cases)
-
Partial withdrawal permitted for home loans, illness, education, marriage, etc.
-
Minimum balance conditions apply for advances
Documents Required for PF Services
A successful KYC update or withdrawal application depends on accurate documentation and cross-verification across EPFO, Aadhaar, and bank records. UrbanDox ensures all your documents are in order before initiating the process.
For UAN Activation / KYC Update:
-
Aadhaar card
-
PAN card
-
Bank passbook / cancelled cheque
-
Mobile number linked with Aadhaar
-
Employment ID / PF number (if known)
For PF Withdrawal (Form 19, 10C, 31):
-
Aadhaar card
-
PAN card (mandatory if withdrawal > ₹50,000)
-
Cancelled cheque (with your name)
-
UAN and registered mobile number
-
Form 15G (if applicable, for tax exemption)
-
Employment exit date updated by employer
We help ensure your documents are not only complete but compliant with EPFO digital portal norms.
Process for PF Services
From recovering a forgotten UAN to claiming your PF corpus, UrbanDox supports you throughout every stage.
For UAN Activation and KYC Update:
-
Account Discovery:
Retrieve UAN using Aadhaar, PAN, or PF number. -
UAN Activation:
Activate UAN on the EPFO portal with OTP-based Aadhaar verification. -
KYC Upload:
Submit Aadhaar, PAN, and bank details for verification. -
KYC Approval:
We coordinate with the employer for digital KYC approval in your EPFO portal.
For PF Withdrawal:
-
Eligibility Check:
We verify your reason for withdrawal (retirement, resignation, emergency). -
Claim Form Selection:
Identify and fill the correct EPFO form (Form 19, 10C, or 31). -
Aadhaar e-KYC & Bank Mapping:
Validate your credentials for a smooth online process. -
Claim Submission:
Submit claim via EPFO Member e-Sewa Portal. -
Track & Support:
Track your claim status and resolve any grievances through the EPFO helpdesk.
Important Things to Remember
-
UAN remains the same throughout your employment
-
KYC mismatch is the top reason for claim rejection
-
Exit date must be updated by your employer before withdrawal
-
PAN is mandatory for claims exceeding ₹50,000
-
Aadhaar must be linked with UAN for e-KYC
-
Claim forms must match withdrawal type (Form 19 for full, Form 10C for pension)
-
Incorrect bank details can cause fund return or delay
-
Track claims using the EPFO Claim Status portal
-
UrbanDox also helps file grievances in case of rejection
Frequently Asked Questions (FAQ's)
Q: How can I find my UAN if I’ve forgotten it?
A: We retrieve it using your Aadhaar, PAN, or registered mobile.
Q: Is PAN necessary for PF withdrawal?
A: Yes, if your claim is above ₹50,000. Otherwise, tax may be deducted.
Q: What is Form 19, 10C, and 31?
A: Form 19 is for full withdrawal, 10C for pension, and 31 for advance withdrawal.
Q: Can I withdraw PF without employer approval?
A: Yes, with Aadhaar-linked UAN, approval is not needed for online claims.
Q: What if KYC is pending on EPFO?
A: We coordinate with your employer to approve and verify your documents.
Q: Is partial PF withdrawal taxable?
A: It may be taxable if withdrawn before 5 years of continuous service.
Q: How many days does it take to get PF money?
A: Typically 7–15 working days post successful submission.
Q: Can I update my mobile number in EPFO?
A: Yes, we assist in mobile number change through Aadhaar OTP method.
